6 Monthly Steps To Financial Success

Feb 28, 2017
financial success

According to a recent report by the National Council of La Raza, almost 70 percent of Latinos have no retirement accounts at all… and let’s be honest: many of us sometimes struggle with the thought of putting money away for later when we have so many needs now. If you are eager to build some financial stability, we suggest you begin step by step. These six tips might just be what you need to begin your journey to financial success.

  • Track your spending

    Tracking your spending is a great way to feel empowered about your finances. These days, finding a helpful expense tracking app is as easy as doing a Google search or opening up the App Store on your smartphone and finding the one you like most. When you keep track of your purchases, you start to know exactly how much you’re spending each month and where your money is going. You can create better spending habits and budget yourself: ideally, you want to aim for an 80/20 ratio (live on 80% of your income, save 20%). Once tracking your spending becomes a habit, you’ll feel more organized, and you’ll actually enjoy your purchases more!

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